Today is a new day!..

But then again so is every other day. However, I am going to really start focusing on a lot of different areas in my life, to try and pull them all together. It would be great if all aspects of my life worked like a well oiled machine. That is my long term goal, how long I don't know.

I am working in the process of starting my own business, well maybe actually 2, as I think I would be better off financially if I can pull it off. My first business is what I do, and that is be a Virtual Assistant. Working on my business plan and financial plan etc, I still need to sell E on the idea completely. Work on the household budget and sit down with him, and feed him lots of wine before he sees what our financial status really is. He never used to care about the finances, in fact his lack of caring is what got us where we are today. He would drop $80 on a shirt and not think twice about it AND not tell me about it. If the card worked, then I guess we have the money he would think. Several NSF charges later!!.. GRRRR Well now that he is actually working working to provide the money he has done a complete 360. Which is kind of annoying, because he doesn't understand that we have to pay for his past purchases. He was unemployed for close to 6 months, and shopped like a shopaholic on line. He ended up putting together a 150 gal saltwater fish tank. Bottom line on that little venture, around 6k. I had it taken down this past Monday. But he is soooo into the money now it is making me crazy. Just let me handle it like I always have. I am a pretty tight person with money, once in a while I will buy something for myself. Do I ask his permission? No. Did he ask for mine? No. However, I do think we need to set down some ground rules moving forward. If we can get on the same page with the finances I truly believe it will help our marriage, as this is our biggest area of issues. It causes the most fights. I cannot tell him everything right now as his head would explode if he knew how much we really owed. I tried to tell him once, but he just flew off the handle before I could even get the bottom line out... so I backed off and took things into my own hands, and did the creative financing you sometimes need to do in life.

When I met E I was debt free except for a car payment, and now I have the largest amount of debt ever, and 2 small people who need me to provide for them. I used to be sitting pretty financially, now I am at the bottom of the landfill trying to dig my way out.

But I digress.... easy for me to get on tangents... my second business opportunity is to open my own photography business. I think I am pretty good at it, it's the only thing I am truly creative with. If I did both of these business part time, I might be able to make a decent living doing things I like. We shall see how it goes.

Having E on my side would make things a lot easier, he said he thinks I just don't want to work.... *sigh* I have never not worked.. ever.. since I turned 16 I have worked. I was laid off for maybe a year total, with all my jobs. Let's see do the math... 43 - 16 = 27 yrs of working, and only 1 yr off total. I wouldn't know what to do with myself if I didn't work.

So hopefully this is the new day I am hoping for, I am going to push forward with my business plan for the VA business and the financial plan.

I will keep you posted!